Where things stand one month after the rollout of healthcare.gov - Los Angeles News | FOX 11 LA KTTV

Where things stand one month after the rollout of healthcare.gov

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A still shot of a screen from healthcare.gov A still shot of a screen from healthcare.gov
(WJBK) -

The realization for some that the Affordable Care Act is actually going to be more expensive is just as frustrating as the technical problems with the government website. Individual insurance policy holders are getting letters in the mail saying your plan is being dropped.

"Why are these letters going out? Why are people being dropped when they were told if you have insurance that you're happy with, nothing will change?" Deena Centofanti asks a spokesperson from Blue Cross Blue Shield of Michigan.
 
Andy Hetzel replies, "Blue Cross sent 140,000 letters out to our individual subscribers. The message isn't that we were dropping them, the message was that we wanted to transition them into health plans that are compliant with the law."

Hetzel explains transitioning into a plan that's compliant with the new law means minimal coverage will no longer cut it.

"The ten essential benefits are built into every health insurance plan that's offered, across benefit tiers," Hetzel says. Those essential benefits include maternity care, drug abuse and mental health services, among others.
 
"Some of the benefits that were added add to the cost of the insurance. So the plans are more expensive than they have been in the past, on the other side though,
some of our individual subscribers now qualify for subsidies. So if you're a single person earning up to $45,000 a year or family of four earning up to $90,000 a year, in Michigan, you may qualify for financial assistance to help pay for your insurance," says Hetzel.
 
Serious growing pains can come with this complicated process, but the best thing anyone can do is get informed, especially the more than one million Michiganders who are currently uninsured.

"The government's working through fixes to that website. The consumers out there should keep trying, especially if they're uninsured. They should call in to healthcare.gov; they should log in. If they can't get in they should call; they should call Blue Cross, their agent. Their insurance agent can be helpful," Hetzel recommends.

Helpful resources are available. For example, the Michigan State University Extension is one of them. Experts are hosting webinars to help you understand your options.

LINK: Click here to get more information on the webinars from Michigan State University>>
LINK: Click here to visit www.healthcare.gov>>

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